Non-Colorado Residents

Bankruptcy Representation for Out-of-State Clients

If you do not meet the full residency requirements, you may not be able to take advantage of important exemptions when filing for bankruptcy in Colorado. If you have not lived in Colorado for two years, it may take more planning, but filing for bankruptcy in Colorado is still possible.

Free Consultation - Call 719-632-2022

At John Turner, Attorney at Law, you have direct access to a lawyer who practices exclusively in the area of bankruptcy law. I can help you determine whether it is possible, or advisable, to file your personal bankruptcy in Colorado. If you do not qualify, I can help you file in your home state.

Based in Colorado Springs, I represent people who are living in El Paso County, Teller County, Pueblo County, and Fremont County. My clients include military personnel who are not Colorado residents but who are stationed at Peterson Air Force Base, Fort Carson, or the Air Force Academy.

Can You File in Colorado? (And Should You?)

The minimum requirement to file for bankruptcy in Colorado is residency of three months.

For example, in a Chapter 7 bankruptcy, you must have lived in Colorado for 24 months to take the state's general exemptions (retirement funds, vehicles, furnishings, etc.). To claim the homestead exemption (up to $60,000 in home equity), you must have owned the home and lived in Colorado for 40 months.

• If you have not lived here for 24 months, you can still file, but it may take more planning.
• If you meet the minimum requirements but lack full residency status, I can help you decide whether you are better off taking the exemptions from your previous state or filing in Colorado under the federal list of exempt assets.

Qualified and Focused Legal Counsel: 719-632-2022

Since 1999, I have practiced solely in bankruptcy law. I am familiar with the 2005 changes in federal consumer bankruptcy and small business bankruptcy laws, and the 2006 legislative changes in Colorado's bankruptcy laws. I can also advise regarding subsequent court rulings regarding the means test for Chapter 7/Chapter 13 bankruptcy, exemptions, dischargeable debts, and related issues.

Contact an experienced lawyer who can help, no matter the jurisdiction in which you will be filing bankruptcy. I will give you straight answers and solid advice in a free consultation.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.