Practice Areas

Debt Relief and Bankruptcy Litigation

John Turner, Colorado Personal Bankruptcy Lawyer

Recent changes in the law have made filing for bankruptcy more difficult -- the new rules are more complicated, and the average citizen has to jump through more hoops to qualify. However, with effective legal counsel, it is still possible for most people to get relief from crushing debts. If you are considering bankruptcy or facing legal action by creditors, contact John Turner, Attorney at Law to schedule a free consultation.

Unlike many attorneys who handle bankruptcies, I practice exclusively in this area of the law. I can help small businesses and individuals achieve debt relief while retaining most assets, and I am not afraid to go to trial to defend my clients against relentless creditors.

My Bankruptcy Practice

Based in Colorado Springs, Colorado, I serve clients in El Paso, Teller, Pueblo, and Fremont Counties in the following bankruptcy matters:

• Chapter 7 Bankruptcy – Contrary to popular belief, the majority of people can still qualify for Chapter 7 debt relief. I have helped many “borderline” clients meet the criteria to have (most) debts fully discharged.
• Chapter 13 Bankruptcy – If your home is in danger of foreclosure because of mortgage arrears, or if your income is too high under the “means test,” filing for Chapter 13 may make sense. You get relief from harassing creditors while repaying a portion of your debts over time.
• Bankruptcy Litigation – You are protected from creditors once you file for bankruptcy, unless they challenge your bankruptcy petition by alleging fraud. I have extensive trial experience and I will fight to protect your house and all assets from credit card companies, predatory lenders, and other creditors.
• Non-Resident Bankruptcy — If you have not established residency in Colorado for at least two years, it takes more planning and preparation to file your bankruptcy here.

Important Considerations in Personal Bankruptcy

You should consult a qualified attorney as soon as possible if you are considering filing for bankruptcy. I can help you avoid mistakes that would cost you a lot of money, make you ineligible, or expose you to litigation by creditors. Consider the following food for thought prior to your free consultation:

• Common misconceptions about bankruptcy law
• What assets are protected when filing for bankruptcy?
• What debts can and cannot be discharged?
• How will my divorce affect bankruptcy? Should I file bankruptcy before or after?
• Do I have to get debt counseling to file for bankruptcy?

The information on this Web site is not intended as a substitute for legal advice. You will need to discuss your specific situation with a lawyer who understands the 2005 federal law changes and the 2006 legislative changes in Colorado. Contact my Colorado Springs office today at 719-632-2022. You can also learn more about bankruptcy by visiting our Bankruptcy Practice Center. Your initial consultation is free, and payment plans are available.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.